Applying for a loan has never been easier-no more shopping from bank to bank. You provide us with information, and we'll take it from there. The transaction takes just five easy steps to complete.

Complete the loan application online at your convenience.

1. We make decisions within 48 hours
2. We process the information provided and notify you of any additional requirement
3. We will notify you of your pre-approval by e-mail and regular mail
4. After all terms and conditions have been met, we will schedule a mutually convenient appointment to sign the closing documents

Want to Know More?
Visit our site and review the descriptions of our products and disclosures. Use the loan calculator to determine the best loan product and amount for you.

Complete the application and submit it

We process the application and an initial decision is made. Each application is given the personal touch of individual underwriting.

We tell you the status of your loan application and if any further information is required in an e-mail and online.
You can call our 800 number for assistance, questions or any other issues.

We verify the income information you submitted. * We order and receive an appraisal. A title search on the property is conducted. A flood search is conducted on the property. If all information checks out, the application receives Final Approval.

You sign the loan documentation and return it to us for funding, booking, disbursement and servicing. We review the loan and income documents for completeness and accuracy. If all this checks out, your loan is complete. You order checks or a coupon book and the line or loan is active.

We do not offer “Virtual Loan closings”